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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 6 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.Why do many people keep money in a bank instead of under the bed?
  • A.The bank doubles it every day
  • B.Money is too heavy at home
  • C.It is safer and can earn interest
2.A bakery borrows money to buy a bigger oven. How can that help?
  • A.It never has to pay the loan back
  • B.It can bake more bread to sell and pay the loan back
  • C.It can close the bakery
3.What is interest on a loan?
  • A.A discount on a toy
  • B.Extra money a borrower pays for using the bank's money
  • C.Money the bank gives away for free
4.Why might a family borrow from a bank?
  • A.To waste money on purpose
  • B.To buy a home they cannot pay for all at once
  • C.To buy a pack of gum
5.A bank lends Ms. Lee money to open a store. What does she promise?
  • A.To pay the money back, with interest, over time
  • B.To never open the store
  • C.To give the bank her store for free
6.Is borrowing from a bank free?
  • A.Yes, banks lend for free
  • B.No, the borrower pays interest
  • C.Yes, if you ask politely
7.Which is a responsible way to borrow from a bank?
  • A.Skip payments when you like
  • B.Borrow only what you can pay back on time
  • C.Borrow as much as you can
8.What is a loan?
  • A.Money that is borrowed and must be paid back
  • B.Money found on the street
  • C.Money that is a free gift

LessonPrint · D2.Eco.9.K-2 · Set 6 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 6. Prints on its own sheet.

  1. 1.It is safer and can earn interest
  2. 2.It can bake more bread to sell and pay the loan back
  3. 3.Extra money a borrower pays for using the bank's money
  4. 4.To buy a home they cannot pay for all at once
  5. 5.To pay the money back, with interest, over time
  6. 6.No, the borrower pays interest
  7. 7.Borrow only what you can pay back on time
  8. 8.Money that is borrowed and must be paid back

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.