Skip to content
LessonPrint

When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 11 of 25 · the same problems every time you open this link.

Next set

One paper per student

12345678910111213141516171819202122232425

Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.Why does a bank check whether a person can pay back a loan?
  • A.So the money it lends comes back
  • B.To decide what color the money is
  • C.So it can keep its doors shut
2.What is interest on a loan?
  • A.Extra money a borrower pays for using the bank's money
  • B.A discount on a toy
  • C.Money the bank gives away for free
3.Why might a family borrow from a bank?
  • A.To buy a pack of gum
  • B.To waste money on purpose
  • C.To buy a home they cannot pay for all at once
4.A bank lends Ms. Lee money to open a store. What does she promise?
  • A.To pay the money back, with interest, over time
  • B.To give the bank her store for free
  • C.To never open the store
5.Is borrowing from a bank free?
  • A.Yes, if you ask politely
  • B.Yes, banks lend for free
  • C.No, the borrower pays interest
6.Which is a responsible way to borrow from a bank?
  • A.Borrow only what you can pay back on time
  • B.Skip payments when you like
  • C.Borrow as much as you can
7.Why do many people keep money in a bank instead of under the bed?
  • A.It is safer and can earn interest
  • B.The bank doubles it every day
  • C.Money is too heavy at home
8.What can happen if a borrower does not pay back a loan?
  • A.The borrower gets a prize
  • B.The bank says thank you
  • C.The borrower may owe more and lose the bank's trust

LessonPrint · D2.Eco.9.K-2 · Set 11 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 11. Prints on its own sheet.

  1. 1.So the money it lends comes back
  2. 2.Extra money a borrower pays for using the bank's money
  3. 3.To buy a home they cannot pay for all at once
  4. 4.To pay the money back, with interest, over time
  5. 5.No, the borrower pays interest
  6. 6.Borrow only what you can pay back on time
  7. 7.It is safer and can earn interest
  8. 8.The borrower may owe more and lose the bank's trust

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.