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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 8 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.What is a loan?
  • A.Money found on the street
  • B.Money that is a free gift
  • C.Money that is borrowed and must be paid back
2.Why does a bank check whether a person can pay back a loan?
  • A.So it can keep its doors shut
  • B.To decide what color the money is
  • C.So the money it lends comes back
3.Which is a responsible way to borrow from a bank?
  • A.Borrow only what you can pay back on time
  • B.Skip payments when you like
  • C.Borrow as much as you can
4.Why do many people keep money in a bank instead of under the bed?
  • A.It is safer and can earn interest
  • B.Money is too heavy at home
  • C.The bank doubles it every day
5.Where does a bank get the money it lends?
  • A.From a money tree
  • B.From the money it throws away
  • C.From the money people deposit there
6.Who owns the money that people deposit in a bank?
  • A.The mayor
  • B.The bank teller
  • C.The people who deposited it
7.A bakery borrows money to buy a bigger oven. How can that help?
  • A.It can bake more bread to sell and pay the loan back
  • B.It never has to pay the loan back
  • C.It can close the bakery
8.A bank lends Ms. Lee money to open a store. What does she promise?
  • A.To give the bank her store for free
  • B.To pay the money back, with interest, over time
  • C.To never open the store

LessonPrint · D2.Eco.9.K-2 · Set 8 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 8. Prints on its own sheet.

  1. 1.Money that is borrowed and must be paid back
  2. 2.So the money it lends comes back
  3. 3.Borrow only what you can pay back on time
  4. 4.It is safer and can earn interest
  5. 5.From the money people deposit there
  6. 6.The people who deposited it
  7. 7.It can bake more bread to sell and pay the loan back
  8. 8.To pay the money back, with interest, over time

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.