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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 20 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.Is borrowing from a bank free?
  • A.Yes, if you ask politely
  • B.Yes, banks lend for free
  • C.No, the borrower pays interest
2.Which is a responsible way to borrow from a bank?
  • A.Skip payments when you like
  • B.Borrow only what you can pay back on time
  • C.Borrow as much as you can
3.What can happen if a borrower does not pay back a loan?
  • A.The borrower gets a prize
  • B.The borrower may owe more and lose the bank's trust
  • C.The bank says thank you
4.Where does a bank get the money it lends?
  • A.From the money people deposit there
  • B.From a money tree
  • C.From the money it throws away
5.Who owns the money that people deposit in a bank?
  • A.The bank teller
  • B.The people who deposited it
  • C.The mayor
6.Why does a bank check whether a person can pay back a loan?
  • A.So it can keep its doors shut
  • B.So the money it lends comes back
  • C.To decide what color the money is
7.Why might a family borrow from a bank?
  • A.To buy a pack of gum
  • B.To waste money on purpose
  • C.To buy a home they cannot pay for all at once
8.What is interest on a loan?
  • A.Money the bank gives away for free
  • B.Extra money a borrower pays for using the bank's money
  • C.A discount on a toy

LessonPrint · D2.Eco.9.K-2 · Set 20 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 20. Prints on its own sheet.

  1. 1.No, the borrower pays interest
  2. 2.Borrow only what you can pay back on time
  3. 3.The borrower may owe more and lose the bank's trust
  4. 4.From the money people deposit there
  5. 5.The people who deposited it
  6. 6.So the money it lends comes back
  7. 7.To buy a home they cannot pay for all at once
  8. 8.Extra money a borrower pays for using the bank's money

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.