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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 7 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.Why do many people keep money in a bank instead of under the bed?
  • A.It is safer and can earn interest
  • B.The bank doubles it every day
  • C.Money is too heavy at home
2.A bank lends Ms. Lee money to open a store. What does she promise?
  • A.To give the bank her store for free
  • B.To pay the money back, with interest, over time
  • C.To never open the store
3.What can happen if a borrower does not pay back a loan?
  • A.The borrower gets a prize
  • B.The bank says thank you
  • C.The borrower may owe more and lose the bank's trust
4.Where does a bank get the money it lends?
  • A.From the money people deposit there
  • B.From the money it throws away
  • C.From a money tree
5.What is interest on a loan?
  • A.Money the bank gives away for free
  • B.A discount on a toy
  • C.Extra money a borrower pays for using the bank's money
6.Why might a family borrow from a bank?
  • A.To buy a home they cannot pay for all at once
  • B.To buy a pack of gum
  • C.To waste money on purpose
7.What is a loan?
  • A.Money that is borrowed and must be paid back
  • B.Money found on the street
  • C.Money that is a free gift
8.Is borrowing from a bank free?
  • A.No, the borrower pays interest
  • B.Yes, if you ask politely
  • C.Yes, banks lend for free

LessonPrint · D2.Eco.9.K-2 · Set 7 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 7. Prints on its own sheet.

  1. 1.It is safer and can earn interest
  2. 2.To pay the money back, with interest, over time
  3. 3.The borrower may owe more and lose the bank's trust
  4. 4.From the money people deposit there
  5. 5.Extra money a borrower pays for using the bank's money
  6. 6.To buy a home they cannot pay for all at once
  7. 7.Money that is borrowed and must be paid back
  8. 8.No, the borrower pays interest

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.