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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 5 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.What can happen if a borrower does not pay back a loan?
  • A.The borrower gets a prize
  • B.The bank says thank you
  • C.The borrower may owe more and lose the bank's trust
2.Where does a bank get the money it lends?
  • A.From the money people deposit there
  • B.From a money tree
  • C.From the money it throws away
3.Who owns the money that people deposit in a bank?
  • A.The bank teller
  • B.The mayor
  • C.The people who deposited it
4.Which is a responsible way to borrow from a bank?
  • A.Skip payments when you like
  • B.Borrow only what you can pay back on time
  • C.Borrow as much as you can
5.What is interest on a loan?
  • A.A discount on a toy
  • B.Money the bank gives away for free
  • C.Extra money a borrower pays for using the bank's money
6.Why does a bank check whether a person can pay back a loan?
  • A.So it can keep its doors shut
  • B.To decide what color the money is
  • C.So the money it lends comes back
7.A bank lends Ms. Lee money to open a store. What does she promise?
  • A.To pay the money back, with interest, over time
  • B.To give the bank her store for free
  • C.To never open the store
8.Why might a family borrow from a bank?
  • A.To waste money on purpose
  • B.To buy a home they cannot pay for all at once
  • C.To buy a pack of gum

LessonPrint · D2.Eco.9.K-2 · Set 5 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 5. Prints on its own sheet.

  1. 1.The borrower may owe more and lose the bank's trust
  2. 2.From the money people deposit there
  3. 3.The people who deposited it
  4. 4.Borrow only what you can pay back on time
  5. 5.Extra money a borrower pays for using the bank's money
  6. 6.So the money it lends comes back
  7. 7.To pay the money back, with interest, over time
  8. 8.To buy a home they cannot pay for all at once

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.