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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 24 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.Who owns the money that people deposit in a bank?
  • A.The bank teller
  • B.The mayor
  • C.The people who deposited it
2.Which is a responsible way to borrow from a bank?
  • A.Borrow only what you can pay back on time
  • B.Skip payments when you like
  • C.Borrow as much as you can
3.Why does a bank check whether a person can pay back a loan?
  • A.So the money it lends comes back
  • B.To decide what color the money is
  • C.So it can keep its doors shut
4.Why might a family borrow from a bank?
  • A.To buy a home they cannot pay for all at once
  • B.To buy a pack of gum
  • C.To waste money on purpose
5.Where does a bank get the money it lends?
  • A.From a money tree
  • B.From the money people deposit there
  • C.From the money it throws away
6.What is interest on a loan?
  • A.Extra money a borrower pays for using the bank's money
  • B.A discount on a toy
  • C.Money the bank gives away for free
7.What can happen if a borrower does not pay back a loan?
  • A.The borrower may owe more and lose the bank's trust
  • B.The borrower gets a prize
  • C.The bank says thank you
8.Why do many people keep money in a bank instead of under the bed?
  • A.The bank doubles it every day
  • B.It is safer and can earn interest
  • C.Money is too heavy at home

LessonPrint · D2.Eco.9.K-2 · Set 24 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 24. Prints on its own sheet.

  1. 1.The people who deposited it
  2. 2.Borrow only what you can pay back on time
  3. 3.So the money it lends comes back
  4. 4.To buy a home they cannot pay for all at once
  5. 5.From the money people deposit there
  6. 6.Extra money a borrower pays for using the bank's money
  7. 7.The borrower may owe more and lose the bank's trust
  8. 8.It is safer and can earn interest

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.