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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 2 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.A bakery borrows money to buy a bigger oven. How can that help?
  • A.It can bake more bread to sell and pay the loan back
  • B.It can close the bakery
  • C.It never has to pay the loan back
2.Where does a bank get the money it lends?
  • A.From a money tree
  • B.From the money people deposit there
  • C.From the money it throws away
3.A bank lends Ms. Lee money to open a store. What does she promise?
  • A.To give the bank her store for free
  • B.To pay the money back, with interest, over time
  • C.To never open the store
4.What is interest on a loan?
  • A.Extra money a borrower pays for using the bank's money
  • B.Money the bank gives away for free
  • C.A discount on a toy
5.Which is a responsible way to borrow from a bank?
  • A.Skip payments when you like
  • B.Borrow only what you can pay back on time
  • C.Borrow as much as you can
6.Why do many people keep money in a bank instead of under the bed?
  • A.The bank doubles it every day
  • B.Money is too heavy at home
  • C.It is safer and can earn interest
7.Why might a family borrow from a bank?
  • A.To buy a home they cannot pay for all at once
  • B.To buy a pack of gum
  • C.To waste money on purpose
8.What can happen if a borrower does not pay back a loan?
  • A.The borrower gets a prize
  • B.The bank says thank you
  • C.The borrower may owe more and lose the bank's trust

LessonPrint · D2.Eco.9.K-2 · Set 2 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 2. Prints on its own sheet.

  1. 1.It can bake more bread to sell and pay the loan back
  2. 2.From the money people deposit there
  3. 3.To pay the money back, with interest, over time
  4. 4.Extra money a borrower pays for using the bank's money
  5. 5.Borrow only what you can pay back on time
  6. 6.It is safer and can earn interest
  7. 7.To buy a home they cannot pay for all at once
  8. 8.The borrower may owe more and lose the bank's trust

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.