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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 14 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.Is borrowing from a bank free?
  • A.No, the borrower pays interest
  • B.Yes, banks lend for free
  • C.Yes, if you ask politely
2.What is a loan?
  • A.Money that is borrowed and must be paid back
  • B.Money that is a free gift
  • C.Money found on the street
3.Where does a bank get the money it lends?
  • A.From a money tree
  • B.From the money people deposit there
  • C.From the money it throws away
4.Why might a family borrow from a bank?
  • A.To buy a home they cannot pay for all at once
  • B.To buy a pack of gum
  • C.To waste money on purpose
5.What can happen if a borrower does not pay back a loan?
  • A.The bank says thank you
  • B.The borrower may owe more and lose the bank's trust
  • C.The borrower gets a prize
6.Why does a bank check whether a person can pay back a loan?
  • A.To decide what color the money is
  • B.So it can keep its doors shut
  • C.So the money it lends comes back
7.What is interest on a loan?
  • A.A discount on a toy
  • B.Extra money a borrower pays for using the bank's money
  • C.Money the bank gives away for free
8.A bakery borrows money to buy a bigger oven. How can that help?
  • A.It can bake more bread to sell and pay the loan back
  • B.It never has to pay the loan back
  • C.It can close the bakery

LessonPrint · D2.Eco.9.K-2 · Set 14 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 14. Prints on its own sheet.

  1. 1.No, the borrower pays interest
  2. 2.Money that is borrowed and must be paid back
  3. 3.From the money people deposit there
  4. 4.To buy a home they cannot pay for all at once
  5. 5.The borrower may owe more and lose the bank's trust
  6. 6.So the money it lends comes back
  7. 7.Extra money a borrower pays for using the bank's money
  8. 8.It can bake more bread to sell and pay the loan back

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.