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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 25 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.What can happen if a borrower does not pay back a loan?
  • A.The bank says thank you
  • B.The borrower may owe more and lose the bank's trust
  • C.The borrower gets a prize
2.Is borrowing from a bank free?
  • A.Yes, if you ask politely
  • B.Yes, banks lend for free
  • C.No, the borrower pays interest
3.Where does a bank get the money it lends?
  • A.From the money it throws away
  • B.From the money people deposit there
  • C.From a money tree
4.Why does a bank check whether a person can pay back a loan?
  • A.So the money it lends comes back
  • B.So it can keep its doors shut
  • C.To decide what color the money is
5.A bakery borrows money to buy a bigger oven. How can that help?
  • A.It never has to pay the loan back
  • B.It can bake more bread to sell and pay the loan back
  • C.It can close the bakery
6.Who owns the money that people deposit in a bank?
  • A.The bank teller
  • B.The people who deposited it
  • C.The mayor
7.A bank lends Ms. Lee money to open a store. What does she promise?
  • A.To give the bank her store for free
  • B.To pay the money back, with interest, over time
  • C.To never open the store
8.What is interest on a loan?
  • A.A discount on a toy
  • B.Money the bank gives away for free
  • C.Extra money a borrower pays for using the bank's money

LessonPrint · D2.Eco.9.K-2 · Set 25 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 25. Prints on its own sheet.

  1. 1.The borrower may owe more and lose the bank's trust
  2. 2.No, the borrower pays interest
  3. 3.From the money people deposit there
  4. 4.So the money it lends comes back
  5. 5.It can bake more bread to sell and pay the loan back
  6. 6.The people who deposited it
  7. 7.To pay the money back, with interest, over time
  8. 8.Extra money a borrower pays for using the bank's money

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.