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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 17 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.Why might a family borrow from a bank?
  • A.To buy a pack of gum
  • B.To buy a home they cannot pay for all at once
  • C.To waste money on purpose
2.What is a loan?
  • A.Money that is a free gift
  • B.Money that is borrowed and must be paid back
  • C.Money found on the street
3.What can happen if a borrower does not pay back a loan?
  • A.The bank says thank you
  • B.The borrower may owe more and lose the bank's trust
  • C.The borrower gets a prize
4.Which is a responsible way to borrow from a bank?
  • A.Borrow as much as you can
  • B.Skip payments when you like
  • C.Borrow only what you can pay back on time
5.Why does a bank check whether a person can pay back a loan?
  • A.So it can keep its doors shut
  • B.To decide what color the money is
  • C.So the money it lends comes back
6.Who owns the money that people deposit in a bank?
  • A.The people who deposited it
  • B.The bank teller
  • C.The mayor
7.What is interest on a loan?
  • A.Extra money a borrower pays for using the bank's money
  • B.A discount on a toy
  • C.Money the bank gives away for free
8.Why do many people keep money in a bank instead of under the bed?
  • A.It is safer and can earn interest
  • B.Money is too heavy at home
  • C.The bank doubles it every day

LessonPrint · D2.Eco.9.K-2 · Set 17 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 17. Prints on its own sheet.

  1. 1.To buy a home they cannot pay for all at once
  2. 2.Money that is borrowed and must be paid back
  3. 3.The borrower may owe more and lose the bank's trust
  4. 4.Borrow only what you can pay back on time
  5. 5.So the money it lends comes back
  6. 6.The people who deposited it
  7. 7.Extra money a borrower pays for using the bank's money
  8. 8.It is safer and can earn interest

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.