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When a Bank Lends Money is a free printable Kindergarten to Grade 2 social studies worksheet on how a bank loan works and why it is paid back, aligned to C3 Framework indicator D2.Eco.9.K-2. It prints 8 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.

Set 4 of 25 · the same problems every time you open this link.

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Set 1 has all 25 in a single PDF. All 25 sets ask different questions.

When a Bank Lends Money

D2.Eco.9.K-2

NameDate

Circle the best answer.

1.Is borrowing from a bank free?
  • A.No, the borrower pays interest
  • B.Yes, banks lend for free
  • C.Yes, if you ask politely
2.A bank lends Ms. Lee money to open a store. What does she promise?
  • A.To never open the store
  • B.To give the bank her store for free
  • C.To pay the money back, with interest, over time
3.Why does a bank check whether a person can pay back a loan?
  • A.So it can keep its doors shut
  • B.So the money it lends comes back
  • C.To decide what color the money is
4.Why do many people keep money in a bank instead of under the bed?
  • A.It is safer and can earn interest
  • B.Money is too heavy at home
  • C.The bank doubles it every day
5.Why might a family borrow from a bank?
  • A.To waste money on purpose
  • B.To buy a pack of gum
  • C.To buy a home they cannot pay for all at once
6.A bakery borrows money to buy a bigger oven. How can that help?
  • A.It never has to pay the loan back
  • B.It can bake more bread to sell and pay the loan back
  • C.It can close the bakery
7.What is interest on a loan?
  • A.Money the bank gives away for free
  • B.Extra money a borrower pays for using the bank's money
  • C.A discount on a toy
8.What is a loan?
  • A.Money found on the street
  • B.Money that is borrowed and must be paid back
  • C.Money that is a free gift

LessonPrint · D2.Eco.9.K-2 · Set 4 · free to copy for classroom use

Answer key — When a Bank Lends Money

Set 4. Prints on its own sheet.

  1. 1.No, the borrower pays interest
  2. 2.To pay the money back, with interest, over time
  3. 3.So the money it lends comes back
  4. 4.It is safer and can earn interest
  5. 5.To buy a home they cannot pay for all at once
  6. 6.It can bake more bread to sell and pay the loan back
  7. 7.Extra money a borrower pays for using the bank's money
  8. 8.Money that is borrowed and must be paid back

Last reviewed 2026-09-05. Aligned to D2.Eco.9.K-2 of the C3 Framework for Social Studies State Standards.